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		<pubDate>Mon, 26 Dec 2011 09:26:38 +0000</pubDate>
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		<title>A Car Buying Story &#8211; Part Four &#8211; The Dealers</title>
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		<pubDate>Fri, 09 Sep 2011 13:12:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Dealers Car]]></category>
		<category><![CDATA[buy]]></category>
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		<guid isPermaLink="false">http://www.ipvoicehelp.com/?p=420</guid>
		<description><![CDATA[You know, while researching the cars, I read a lot about dealing with car dealers. People generally have a negative attitude towards them and the whole car buying experience, and you can find tons of information on how to avoid their scams, how to lower the price, how to negotiate with them, what to tell [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><a href="http://www.ipvoicehelp.com/wp-content/uploads/2011/08/ipvoicehelp11.jpg"><img class="alignleft size-medium wp-image-425" title="ipvoicehelp" src="http://www.ipvoicehelp.com/wp-content/uploads/2011/08/ipvoicehelp11-300x194.jpg" alt="" width="300" height="194" /></a>You know, while researching the cars, I read a lot about dealing with car dealers. People generally have a negative attitude towards them and the whole car buying experience, and you can find tons of information on how to avoid their scams, how to lower the price, how to negotiate with them, what to tell them, etc, etc. An excellent website to inform yourself on all aspects of car buying is Car Buying Tips: (http://www.carbuyingtips.com/). Now with all the great info and details I learned from various sources, I still thought that generally the prevailing attitude is not realistic. I mean, you almost get a feeling that if you pay anything more than a factory price, you made a bad deal. You can certainly succeed in lowering the price apparently to a large extent, but it is the fact that the dealers have to make money too. Ok, sometimes just selling the car, e.g. to meet their projected numbers, is beneficial to them, and they might give away even the whole of their profit for that sake. But come on, I can consider such situation just a crazy luck, not my goal! Anyway, I think that the current craze about &#8220;beating&#8221; those prices down to the floor is just as unrealistic and aggressive as the dealer&#8217;s craze to take as much money from you as possible.</p>
<p style="text-align: justify;">However, after this buying experience, I lost pretty much any respect and sympathy for the dealers. And I will always advise anyone never to become one. Of course some of them were great examples of normal and pleasant behaviour, but unfortunately I must say that most of them have taken the activity of deceit and aggressiveness to such extent that for an honest and well meaning man the idea of going to a dealership must be repugnant. I very quickly got such a strong feeling of insecurity about everything I was told by them. I think everything was a lie, smaller or bigger. A lot of what I&#8217;ve heard I don&#8217;t believe, and none of it I trust.</p>
<p><span id="more-420"></span></p>
<p style="text-align: justify;">Here are some of the examples, more or less funny, from my recent experience:</p>
<p style="text-align: justify;">Systematic approach</p>
<p style="text-align: justify;">I enter a dealership, with the intention of exploring a car that really caught my attention simply by offering all of the basic features I wanted. So I wanted to see it, test drive it, and ask a couple of questions. So I ask the dealer: &#8220;I&#8217;ve read that the crash test scores for this model are not that good, most are graded 3 out of 5. Now, I know that there are different tests, and you can&#8217;t judge simply by the grade. Do you know more details about those tests and the scores? What is tested exactly, and how did they score the cars?&#8221;</p>
<p style="text-align: justify;">The answer was: &#8220;Yes, yes I know, the scores are not the best possible. I know. But you know &#8212; what do they mean really? (And I&#8217;m thinking &#8212; yes, that is exactly what I asked) You see, a grade of 3 is really not that bad. It&#8217;s almost like 4. What is the difference? Almost nothing let me tell you. And also, all of that means something only in most severe crashes!!&#8221;</p>
<p style="text-align: justify;">Well, no kidding!! What a thorough explanation. Now I understand and my worries are gone. And what a relief. So, if a car is simply parked on a lot, I shouldn&#8217;t worry that it will suddenly open the hood and hit me right in the face!</p>
<p style="text-align: justify;">Bonding</p>
<p style="text-align: justify;">A question occurred to me about a car, and I decided to drop by a dealership to ask. My visit was about 10 minutes long &#8212; of course we exchanged numbers, I got the brochure and usual stuff. Tomorrow morning, my cell phone rings, I answer and I get this:</p>
<p style="text-align: justify;">- &#8220;Hey Michael, Jord here from the dealership.&#8221; &#8211; &#8220;Hey Jord, how are you, what&#8217;s up?&#8221; (I thought he might have just gotten some good used car) &#8211; &#8220;Nothing, nothing&#8230;just wanted to see how are you.&#8221;</p>
<p style="text-align: justify;">Huh&#8230; If this doesn&#8217;t sound as a start of a beautiful friendship I don&#8217;t know what does!</p>
<p style="text-align: justify;">Then he goes on: &#8211; &#8220;So have you made a decision on which car you want?&#8221; &#8211; &#8220;No, not really, not yet. I told you I&#8217;ll need some time, and I&#8217;m not rushing really.&#8221; &#8211; &#8220;Ok, tell me, what&#8217;s blocking it? Can I help?&#8221;</p>
<p style="text-align: justify;">Man, of course you can! Go do something else instead of asking me questions&#8230;</p>
<p style="text-align: justify;">Landing on all four whatever happens</p>
<p style="text-align: justify;">I wasn&#8217;t sure about a size of a trunk of one of the models, so on my visit to the dealerships I brought couple of boxes and a cart that I use often to see how they fit into the trunk. Now this was one of the smaller cars, so I wasn&#8217;t sure about the trunk size. And I tell the dealer what I&#8217;d like to do and he says no problem. So I take out the stuff and he laughs:</p>
<p style="text-align: justify;">- &#8220;C&#8217;mooon, how can you doubt it &#8212; that will fit without a problem. Don&#8217;t worry!!&#8221; &#8211; &#8220;Wait, wait, let me try, I know what I&#8217;m talking about.&#8221;</p>
<p style="text-align: justify;">And then I try, and he tries, but it doesn&#8217;t go so easy &#8212; the cart is a bit long and the boxes a bit high. Separately they go in no problem, but together, not that easy. Finally, he laughs again and remarks:</p>
<p style="text-align: justify;">- &#8220;And you really thought ALL OF THAT will fit into this trunk??!!&#8221;</p>
<p style="text-align: justify;">Wha&#8230;??</p>
<p style="text-align: justify;">Get all the money you can</p>
<p style="text-align: justify;">I receive a long talk describing how I should buy the replacement insurance. And the more expensive one (&#8220;better&#8221; in the jargon), which covers you for a longer time and gives you the value of the new car, rather the amount that you paid. Ok, that is a fine product. Now I also get a long description on how I should absolutely buy a VIN engraving package where they engrave the VIN on all windshields so that the thieves are less likely to steal it (they can&#8217;t sell the windshields for parts). It&#8217;s about $300. Well, I gave both of these things a good thought, but tomorrow I realized a simple thing: Why do I need two protections? If I get the replacement insurance, and if they are going to give me a new car if mine is stolen, why would I then protect it even more?? Damn, I should also probably buy two cars in case one is stolen after all.</p>
<p style="text-align: justify;">And on top of that, I found on the internet that the engraving kit, very simple to use and apply, can be bought for mere $20.</p>
<p style="text-align: justify;">Get all the money you can &#8212; again</p>
<p style="text-align: justify;">This one is well-known, and usually titled as a &#8220;dealer scam&#8221;, but I decided I put it here anyways just as another example.</p>
<p style="text-align: justify;">So I finally decide to buy the car and I arrive to the dealership at around 6:00pm. I expect the process to last about an hour. However, little thing here and there and I end up at the dealership for four hours. I think ok, nobody&#8217;s fault, there are simply a lot of things to do and a lot of people to involve &#8212; the dealer, finance guy, insurance girl, then the finance guy again, then the manager because there was an error, etc. So, I get the contract with all the figures there, and everything looks fine: all the figures match almost perfectly to mine that I calculated before. Except one thing &#8212; $900 of loan life insurance. So I ask:</p>
<p style="text-align: justify;">- &#8220;Why is it there? Is that mandatory?&#8221; &#8211; &#8220;Well, we made such an application to Company&#8217;s Finance.&#8221; &#8211; &#8220;Ok, but is it mandatory?&#8221; &#8211; &#8220;We could reapply and see what happens &#8212; if you have life insurance elsewhere.&#8221;</p>
<p style="text-align: justify;">Now, you see, I am not too easy to confuse, but it was late and I didn&#8217;t want to repeat the whole process again, so I&#8217;m thinking: &#8220;Ok, I&#8217;m going to think about it tomorrow.&#8221; And I let it by. Now good thing was that I had the contract with me (I had to take it home for my wife to sign), so I wasn&#8217;t too worried.</p>
<p style="text-align: justify;">Anyhow, in the morning I realize that not only it is not mandatory to have the insurance and that I definitely do not need life insurance elsewhere, but another application without it will certainly go through. And, at that point I sincerely doubted that they need to make another application at all. So I get really angry and I go there and I get the exact same answer again. So I say:</p>
<p style="text-align: justify;">- &#8220;Let&#8217;s apply again; I am sure the application will go trough. I simply don&#8217;t want it and I never wanted it and I never asked for it. And if it doesn&#8217;t we&#8217;ll see then what we do.&#8221;</p>
<p style="text-align: justify;">And she does the paperwork, and seeing me irritated, remarks: &#8220;Don&#8217;t worry I&#8217;m sure it will go trough.&#8221; Of course it will &#8212; and it does.</p>
<p style="text-align: justify;">Get on customer&#8217;s side &#8212; even if you overdo it</p>
<p style="text-align: justify;">One of the dealers was affirming every little thing I said. It got funny and a bit annoying:</p>
<p style="text-align: justify;">He thought that the features I wanted are absolutely the only important features in the car.</p>
<p style="text-align: justify;">He was also in computer business just a few years ago.</p>
<p style="text-align: justify;">The funniest was when we discussed payment options. He told me that leasing is a better option if I want to change the car every couple of years. So I say:</p>
<p style="text-align: justify;">- &#8220;You know, I am more the other type of buyer, at least so far. I drive one car for years before I buy a new one, so I probably won&#8217;t go with the lease.&#8221; &#8211; &#8220;I understand, I completely understand. You know, the worst part of the auto business for me is that you simply have to change the car every 1-2 years. I hate that. If I wasn&#8217;t selling cars, I would do the same as you.&#8221;</p>
<p style="text-align: justify;">Well, this really made me feel like home. C&#8217;mon guys, we just met and will probably never see each other again; don&#8217;t do these things.</p>
<p style="text-align: justify;">Advertise what you have</p>
<p style="text-align: justify;">This one was not really on the negative side, it was just funny. I went to Subaru and dealers there were actually very cool. They were very cooperative, and without the aggressive edge. And they never called me to push or ask whether I&#8217;ve made a decision. They also have a great program where you can take the car for 24hr test drive. I had really a good experience with them.</p>
<p style="text-align: justify;">Anyhow, I told this dealer that I know that their cars use specific technology in their engine that is different from all other cars, and that repairs can be expensive. And he says:</p>
<p style="text-align: justify;">- &#8220;Yeah, it&#8217;s so called Boxer engine where pistons are opposed horizontally instead of vertically. But we are not the only ones to use it&#8230; Porsche uses it &#8212; you know Porsche Boxster. &#8230; And some smaller planes.&#8221;</p>
<p style="text-align: justify;">Well, that much for the affordable repairs&#8230;</p>
<p style="text-align: justify;">Then he also added that it&#8217;s an old technology that has been well perfected so far and that I shouldn&#8217;t worry really, which was a bit more reassuring.</p>
<p style="text-align: justify;">Always fish for customer&#8217;s weak spots &#8212; even in the dark Honda was giving rebate and they advertised it everywhere: that was very important sales pitch. Now I come to a dealership, and one of the first things the guy tells me is: &#8220;You know, I&#8217;ll tell you one thing: we will give you a good rebate, and it&#8217;s Honda&#8217;s rebate but most of the dealers won&#8217;t even mention it.&#8221;</p>
<p style="text-align: justify;">He made it as if he is letting me know a secret, and not only that it isn&#8217;t, but it&#8217;s all over radio, their website, everywhere. But I might have been uninformed and careless and would think that I&#8217;m getting a special deal.</p>
<p style="text-align: justify;">Lie like there&#8217;s no tomorrow and hope you don&#8217;t get caught</p>
<p style="text-align: justify;">I was quite close to buying a car so I called some dealerships inquiring whether they have a certain model and the color on the lot. I told them I don&#8217;t want the car to be brought from some other dealership. I want to see the car and get the one I saw. This is because I don&#8217;t want to get into whole new set of issues and questions. For example, one dealer told me that they charge extra delivery fee if they bring the car from other dealership, which is by the way ridiculous and perhaps deserves story on its own. It can also happen that the car that arrives is different in some detail than what you wanted, and you already signed the papers. Etc.</p>
<p style="text-align: justify;">So I made sure they know what I want, and then came to one of the dealerships. We chat a bit and then I say:</p>
<p style="text-align: justify;">- &#8220;So let me see the car.&#8221; &#8211; &#8220;Oh, I was afraid you were gonna ask me that. I really don&#8217;t know exactly where the car is.&#8221;</p>
<p style="text-align: justify;">I laugh: &#8220;But I told you I want to see the car before I buy it.&#8221;</p>
<p style="text-align: justify;">- &#8220;Oh, don&#8217;t worry &#8212; it&#8217;s here, I&#8217;m just not sure where.&#8221; &#8211; &#8220;Ok, I&#8217;ll go outside and look for it.&#8221; &#8211; &#8220;But our lots are really big.&#8221; &#8211; &#8220;I don&#8217;t mind, I have the time.&#8221; &#8211; &#8220;But they are not really all here &#8212; we have two lots a few blocks away.&#8221;</p>
<p style="text-align: justify;">I just don&#8217;t like arguing that much &#8212; in cases like these I give up and simply walk away.</p>
<p style="text-align: justify;">A good guy</p>
<p style="text-align: justify;">The positive highlight was a young dealer for which I could quickly tell that he is not (yet) turned his abilities into a deceitful routine &#8212; he even gets confused a bit when I ask him a stupid question. To me that is the normal reaction. And when I asked him what he drives, he said: &#8220;an old Volvo, you know it&#8217;s a really good car.&#8221; I am really sorry that cars he was selling were not suitable for me &#8212; I would have been very happy to buy one from him. And I didn&#8217;t even feel like negotiating with him at all.</p>
<p style="text-align: justify;">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p style="text-align: justify;">Michael Thornessen is a typical car buyer that has recently spent some substantial time and effort researching the auto market. Michael writes for Cheap Gasoline dot biz. See this article at http://cheapgasoline.biz/page.cfm/id/10133</p>
<p style="text-align: justify;">Article Source: http://EzineArticles.com/?expert=Michael_Thornessen</p>
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		<title>New Car Price Negotiations &#8211; Do You Want the Best Deal? (Of Course You Do)</title>
		<link>http://www.ipvoicehelp.com/new-car-price-negotiations-do-you-want-the-best-deal-of-course-you-do.html</link>
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		<pubDate>Fri, 09 Sep 2011 13:07:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Prices]]></category>
		<category><![CDATA[buy]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[car dealers]]></category>
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		<guid isPermaLink="false">http://www.ipvoicehelp.com/?p=415</guid>
		<description><![CDATA[So you&#8217;ve decided to buy a new car. This is an exciting time but new car price negotiations can be scary if you&#8217;re not prepared. The good news is with some planning on your part you will be able to get the best deal on that new car. The only time you should go to [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><a href="http://www.ipvoicehelp.com/wp-content/uploads/2011/08/ipvoicehelp10.jpg"><img class="alignleft size-medium wp-image-421" title="ipvoicehelp" src="http://www.ipvoicehelp.com/wp-content/uploads/2011/08/ipvoicehelp10-300x199.jpg" alt="" width="300" height="199" /></a>So you&#8217;ve decided to buy a new car. This is an exciting time but new car price negotiations can be scary if you&#8217;re not prepared. The good news is with some planning on your part you will be able to get the best deal on that new car.</p>
<p style="text-align: justify;">The only time you should go to the car dealer without planning ahead is when you first start to look for a car. Be sure to let the salesperson know up front that you are &#8220;just looking.&#8221; Walk around the lot, check out the cars, take notes and start to get a feel for the best car for you.</p>
<p><span id="more-415"></span></p>
<p style="text-align: justify;">After you have visited several car dealers to &#8220;window shop&#8221; it is time to do your research. By this time you should be pretty clear on the car you want to buy. Now do some research online for what the dealer most likely paid for the car. Remember the invoice price is not the price that the dealer paid. A good price for you should be somewhere between what the dealer paid for the car and the MSRP (manufacturer&#8217;s suggested retail price).</p>
<p style="text-align: justify;">This is the time to also decide how you want to finance your new car purchase. Most dealers do offer financing, but it would be best to research outside financing before negotiating with the dealer. Check out rates and terms with your bank or credit union. Get a quote before going to the dealer. I know it seems easier to get the financing from the dealer but this could end up costing you more money in the end.</p>
<p style="text-align: justify;">It is a good idea to check out the value of your trade-in, if you do plan to involve your current car in the negotiations. But, remember to not discuss your trade-in with the dealer before arriving at a final price for your new car.</p>
<p style="text-align: justify;">Your fact-finding trip to the car dealers should have given you a good idea of which dealer you want to do business with. Go down to the car lot with confidence and always remember that if you feel the negations are not going well (trust your gut) you can always walk away. But always leave on good terms as this may have been the best offer you get and you may want or need to go back.</p>
<p style="text-align: justify;">So as you can see doing your homework can give you the confidence to negotiate a new car price. But for the best deal let an ex-car salesman give you the inside scoop on &#8220;how car dealers work their customers&#8230;&#8221; Check out http://www.BestCarDealTips.com.</p>
<p style="text-align: justify;">Article Source: http://EzineArticles.com/?expert=Gene_Ashley</p>
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		<title>Don&#8217;t Fall For The Scam Of The Dealer Preparation Fee When Buying A New Car</title>
		<link>http://www.ipvoicehelp.com/dont-fall-for-the-scam-of-the-dealer-preparation-fee-when-buying-a-new-car.html</link>
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		<pubDate>Fri, 09 Sep 2011 13:05:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Dealers Car]]></category>
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		<guid isPermaLink="false">http://www.ipvoicehelp.com/?p=410</guid>
		<description><![CDATA[A more accurate definition here could be &#8220;Excessive Charge&#8221;, because this is not actually fraudulent, nor is it illegal. In all fairness most car dealers do adequately disclose this fee on their paperwork. Many auto dealers even admit that it&#8217;s a means for them to regain some of their &#8220;losses&#8221; when discounting the car off [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><a href="http://www.ipvoicehelp.com/wp-content/uploads/2011/08/ipvoicehelp9.jpg"><img class="alignleft size-medium wp-image-414" title="ipvoicehelp" src="http://www.ipvoicehelp.com/wp-content/uploads/2011/08/ipvoicehelp9-300x150.jpg" alt="" width="300" height="150" /></a>A more accurate definition here could be &#8220;Excessive Charge&#8221;, because this is not actually fraudulent, nor is it illegal. In all fairness most car dealers do adequately disclose this fee on their paperwork. Many auto dealers even admit that it&#8217;s a means for them to regain some of their &#8220;losses&#8221; when discounting the car off the MSRP retail price. Some times this includes things like rust proofing. Just so you know, the cost to apply any of these products is negligible and the price charged is almost pure profit.</p>
<p style="text-align: justify;">While many auto dealers can be fair on this, in many cases this fee can be too excessive, and since it is printed permanently on their buyers form, what about the case when you pay full price on the car, and you have to pay another $500 or $600 more in fees? Automotive salespeople try to convince you that a crack team of NASA experts executed a three day 10,000 point check of your the car you are interested in. Dealer prep &#8220;covers their cost&#8221; of taking the protective plastic from the seats, vacuuming the interior, adding fluids, and preparing the vehicle for sale. Total time: 2 hours max.</p>
<p><span id="more-410"></span></p>
<p style="text-align: justify;">This means if a car dealer charges a $600 dealer prep charge, you&#8217;re effectively paying them $300 an hour to make your car ready to go! Who in the world besides maybe Bill Gates gets paid $300 and hour? Besides, it&#8217;s all a scam anyway just to add profit. Don&#8217;t fall for this. You see, the automobile manufacturer pays the car dealer for pre-delivery service and it is already included in the MSRP. Like I said, this is just a way for dealers to get extra money out of you.</p>
<p style="text-align: justify;">In many cases, this fee is permanently printed on the buyer&#8217;s order form to make you believe it&#8217;s compulsory, but a lot of people make the dealer take it away by adding a credit entry on the next line. So if you see a $600 dealer prep fee on the form, make them add a $600 credit to balance it out.</p>
<p style="text-align: justify;">If they won&#8217;t budge on the dealer prep scam fee you need to make up your mind how bad you want that car. You should have no problem walking out of a dealership over a $600 fee. Go to the next car dealer on your list, and tell them &#8220;Here&#8217;s the deal. Drop the dealer prep fee, and the deal is yours&#8221;. Remember, Dealer Prep is not against the law, but it gives you zero intrinsic value. Either you agree with the fee, or you don&#8217;t. As someone who spent over 10 years in the car business I can tell you I would never pay it.</p>
<p style="text-align: justify;">Gregg Hall is an author living with his beautiful wife and family in Navarre Beach, Florida. Find more about cars as well as car care at http://www.5starshine.com</p>
<p style="text-align: justify;">Article Source: http://EzineArticles.com/?expert=Gregg_Hall</p>
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